How to maintain a good credit score?
If you are suffering from a bad credit score, I think you are not alone. Recently, report said there are so many Americans now who have bad credit score. Maybe it's because of the economic problem like unemployment and foreclosures. Or maybe because you have maxed out all your credit cards and you have no way to pay them all.
Having a credit card is good because through this you can build your credit score but having one can also ruin your reputation, so be responsible.If you have a credit card, make sure to pay your bills on time and please, don't maxed it out. Don't just shop all you can and swipe your card like crazy, remember you are still going to pay for them.
How to fix my credit?
If you already screwed up your credit score you still have an option to start over again. Other people resort to filing bankruptcy but others do the credit repair. Actually there are quite a lot of sites that can give you information on what option to take and how to do the credit repair.
If you are suffering from a bad credit today, you should find a legit advice from people who know this business. Having a good credit score is very important, so take good care of your credit history!