My husband and I just got married a year ago. And yes, I am so thankful that my husband already owns a house prior to our wedding—thanks to mortgage! He didn’t have to wait to accumulate the whole huge amount of money to buy our house. With mortgage, you can purchase a house—whether is it a starter home or the home of your dreams without waiting for the time when you have the money to buy it. A mortgage company will lend you money to pay the house. Yes, it’s not free and you will still pay the mortgage company but what is good about it? You can choose the rate that is suitable to your budget and you don't have to pay it all at once. So, I and my husband are not struggling about the payment of it every month because he chose the right type of mortgage for us.
According to my husband, paying the mortgage every month won’t be as bad as others have thought if one will choose the best type of mortgage and mortgage rate for him. There are sites that offer a lot of information about mortgages. NationalRelocation.com for one is a site that gives all the information that you are looking for if you want to buy a house.
Purchasing a house is an investment. So don’t step back and think that you can’t because your income is not enough or you have bad credit . Find your choices. After all, the idea that you have a place to call home is really great if—you own that home!